*Zero cost EMI option is available only on payment of annual fee.

The EMI amount mentioned above applies to the annual fee and must be paid monthly for 12 months.

Approval of loans from our loan partners depends on applicants meeting credit norms and submitting required documents. Loan partners may impose other fees and may have additional terms & conditions that must be met by applicants.

For further details on EMIs and other easy financing options, please contact our admission counsellors.

Yes. From the academic year 2022-23, it has been made mandatory for all universities offering courses in online or distance learning modes to create ABC accounts for all their students as per the UGC regulation and the National Education Policy (NEP) 2020.

Academic Bank of Credits (ABC) is a digital storehouse of the credits earned by students during their academic journey. It is a credit bank for students that allows them to accumulate, verify, transfer, and redeem their credits. This is an initiative from the Ministry of Education, Government of India to enable academic flexibility and students’ mobility across multiple Higher Education Institutes (HEIs).  The University Grants Commission (UGC) has mandated that every learner who is an Indian national needs to submit the following details for creating their ABC account:

• Roll number issued by the university
• Aadhar number (12 digits)
• Name (as mentioned in Aadhaar)
• Gender
• Date of Birth
• Mobile number (linked to their Aadhaar)

The university will reach out to enrolled students for details required to create their ABC accounts and will provide these details to UGC. Once the ABC account is created, the credits earned by the learners in their term-end exam will get deposited into their respective ABC accounts which they can redeem within 7 years. Students can email info@smu.onlinemanipal.com or call +91-7090 133 300 for any queries.